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Enjoying Better Auto Insurance

About six months ago, I realized that I was having trouble figuring out what to do about my car. I drove regularly in the ice and snow, and I was constantly getting into accidents. I needed to protect my vehicle and my family, so I started looking into better auto insurance. After searching for a better policy, I was able to find an incredible company to work with. I learned a lot about auto insurance, and it made a world of difference. This blog is all about enjoying better auto insurance by choosing the right policy for you and your family.

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Enjoying Better Auto Insurance

Three Things To Consider Before Purchasing Auto Maintenance Coverage For A Used Car

by Jeanne Fuller

Auto maintenance coverage is essentially an extended warranty on the vehicle that you purchase. Many people choose not to purchase it when buying a used car. However, is this really the best option? Before turning down or accepting the coverage, you should consider these three things:

Is There a Manufacturer Warranty:

First, you should determine whether or not the used vehicle is still under the manufacturer's warranty. The manufacturer of the vehicle will cover the cost of maintenance and repairs for up to a certain number of miles even if you are not the original owner of the vehicle. Determine how many miles they will cover. If the car is well under using up these number of miles, then purchasing an extended warranty isn't worth it. However, if the vehicle is close to hitting that number of miles, then you should definitely consider purchasing the auto maintenance coverage. 

Will You Need Repairs:

It's important to determine whether or not you believe you will need repairs or excessive maintenance and if those repairs or maintenance costs will be more than the cost of what you are paying for the auto maintenance coverage. If you are paying over $1,000 dollars for the coverage, for example, within the next couple of years, you should feel confident that your car will most likely need more costs put into it than that for any repairs or maintenance. This will make the coverage that you have worth it in the end. 

Are There Additional Benefits:

When you purchase auto maintenance coverage, this typically comes with other benefits that you should be aware of. For example, some used car dealerships will provide coverage for towing, roadside assistance, and even for a rental car if you choose to purchase their auto maintenance coverage. These benefits can be great if you don't already have them through your car insurance. It may be cheaper for you, also, to leave these things off your auto insurance coverage and in the hands of the used car dealership. 

When you consider these three things before purchasing auto maintenance coverage for a used car, you can be sure that you are making the best investment decision in the long run. Remember that your car is used, so chances are, repairs and maintenance are going to be needed more so than they would be needed for a brand new car. This can definitely help make the decision a bit easier.